Frequently Asked Questions
We’ve put together a list of frequently asked questions and answers to help you better understand our claims process. If you still can’t find the information you’re looking for, please send us your inquiry and we’ll respond promptly.
Small business owners are responsible for a lot, and it’s easy to forget
something, such as insurance coverage for your business. Remember, this
is an important part of your success or failure while building your
business.
All it takes, is one critical event, a slip or falls, a disagreement on the job
was completed, your word against your client. All of this could end with a
pending claim or lawsuit. Business insurance is the answer to defending
yourself.This all depends on what type of business you have. General liability
insurance will cover most business. Some things to consider would be
whether or not you meet with clients face to face. If you provide a certain
level of professional advice, then professional liability insurance will be
needed. For coverage concerning business equipment, such as tools, you
may want lookk at a business owners’ policy (BOP). This type of policy
combines general liability with coverage for your business property.Yes. Having an LLC doesn’t protect you from everything. An LLC really
only protects your personal assets in the event of a claim. The assets of
your business are still at risk. Business liability insurance will protect your
business’s assets.Yes. Cyber insurance is important and needed. This is because basic business liability policies normally do not cover losses such as; data breaches, ransomware or cyber extortion. Cyber insurance matters for financial protection, legal and regulatory concerns and expert support. Cyber insurance typically covers first-party costs and third party liability.
Simply put, we put “you” first. The process is simple, quick and customizable.